Debt Dandy says: I think this guy was very happy just a year ago. He started a family, got kids, got engaged. The future looked bright. He rented a nice place, had a job, even though it was nothing fancy. But something had to go wrong.
When I arrived he was a wreck. He was two months behind with the rent. His fiancée was threatening to leave with the kids. He looked totally stressed out and exhausted. Nothing that would break my heart, of course. I immediately noticed his body, he was a nice gym material.